Make a donation to Children Across America and 100% of your donation goes to supporting families in need. We organize STEM programs, health programs, and kids safety programs, all free of charge to kids in Massachusetts. Here are some of the ways you can make a financial donation to CAA.
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Cash contributions may be made by check. Please make your check out to Children Across America and mail to:
Children Across America
9C Medway Rd Ste 208
Milford, MA 01757
Or by credit card through our website.
Or by ACH transfer to our bank account by Venmo, @CAABusiness
Recent years have seen enormous gains in the stock market, generating increased wealth for shareholders. With the growing value of investments comes the responsibility of managing and maximizing the use of those resources, including recognition of potential and pending tax obligations.
Publicly traded securities that gain market value are generally not taxed until sold. If the securities have been held over one year it can be subject to long-term capital gains taxes, potentially creating a tax burden for the donor.
Donors wishing to make substantial charitable gifts often contribute securities, rather than cash. By doing so, the donor permanently avoids paying taxes on the security’s capital gains, and the charitable organization does not pay taxes on the gift of securities because they are tax exempt.
Given the substantial increase in investment values over the last few years and the corresponding amount of accumulated, taxable capital gains, you may wish to take advantage of donating securities now, while the market value is still high. The gift of securities will be sold, and you will have the option of setting up a donor-advised fund or endowment fund or giving to one of CAA’s current program initiatives.
If you wish to make a donation of publicly traded securities, please contact our Ray Fellows at email@example.com to receive transfer instructions.
Real estate is typically the most highly appreciated asset owned by an individual or a family. When that real estate is sold, substantial long-term capital gains may result with a corresponding tax liability.
Donors wanting to make a substantial gift to charity may find real estate to be an appealing alternative to limited cash resources. Real estate gifts offer the opportunity to leverage a valuable asset to benefit a donor’s favorite charity and to leave an enduring legacy gift. A donation of marketable real estate that has been held for more than one year and is relatively easy to liquidate has potential to provide substantial benefits to both the donor and the recipient nonprofit organization.
Gifts of appreciated non-cash assets can involve complicated tax analysis and advanced planning, so we recommend that you consult with your tax or legal advisor.
If you wish to donate real estate, please contact Ray Fellows to set up a meeting.
For some adults, reaching a level of financial security means that retirement savings are no longer needed to maintain a good lifestyle. In some cases, distributions from a retirement account may even push you into a higher tax bracket. If you are fortunate to have sufficient resources for your retirement years, you may wish to consider donating some of your unneeded retirement funds to charity.
As of 2021, the Protecting Americans from Tax Hikes (PATH) act makes it possible to give individual retirement account (IRA) assets to a public charity via a Charitable IRA Rollover (also known as a Qualified Charitable Distribution). Such gifts use pre-tax dollars, can be applied towards the current year’s minimum distribution requirement, and are excluded from your taxable income.
Children Across America can receive IRA distributions of up to $100,000 directly from your IRA account to fund our program initiatives for children or to establish a permanent endowment fund. (Note that distributions to donor-advised funds do not qualify.)
The legal rules for charitable distributions from retirement assets continue to change, so before making a donation from your retirement funds, we recommend that you consult with your tax or legal advisor.
If you have an interest in making a donation from your Roth or Traditional IRA retirement plan, we would be happy to talk with you and your professional advisor. Please contact Ray Fellows at firstname.lastname@example.org to set up a time to meet.
Donating a fully paid-up life insurance policy is an option seldom considered by donors. It may be that you have reached a level in your personal financial security where you no longer need the life insurance proceeds to benefit your estate. Donating a paid-up life insurance policy provides an easy way for you to give a significant gift to charity now, with tax benefits that you can enjoy during your lifetime.
To donate a life insurance policy, the owner makes Children Across America the owner and irrevocable beneficiary of the life insurance policy. The gift is eligible for a tax deduction, depending on your personal tax situation. Then, when you pass away and the insurance proceeds are received, CAA sets up an endowment fund in your name, and grants from the fund are used for the charitable purpose you designated during your lifetime. Children continue to benefit long after you are gone – a true legacy fund.
Gifts of life insurance policies can involve complicated tax analysis and advanced planning for your estate’s needs, so we recommend that you consult with your tax or legal advisor.
If you have an interest in donating a paid-up life insurance policy, we would be happy to talk with you and your professional advisor. Please contact Ray Fellows at email@example.com to set up a time to meet.
Various types of personal property may be made as donations. The nature and value of the items as well as the capacity to sell them will determine if the gift makes sense for both the donor and CAA. If you have personal property you wish to donate, contact Ray Fellows at firstname.lastname@example.org to set up a time to discuss your property item.
Each of us wants to leave a legacy of what we have accomplished during our lifetime – in our children and grandchildren – and in continuation of the charitable efforts and organizations we highly value and support.
As you have been accumulating wealth during your lifetime, the question will inevitably come up, “What will happen to my assets when I pass away?” And “How can I protect the assets I want my family to inherit and ensure that a portion of my estate goes to the humanitarian causes that are important to me?”
Formulating an estate plan and considering options to make charitable contributions from our estates is central to ensuring a lasting legacy.
As each of us grows older we experience the challenges that many older adults have experienced before us. The realities of aging make us more aware of the severity and extent of the challenges many seniors face, and the corresponding need for more impactful philanthropy to support and strengthen all the agencies and nonprofit organizations that are providing essential services for seniors.
Some of the largest contributions donors will ever make may come from their estate when they pass away. Larger gifts like this can be placed into a permanent Endowment Fund named for you and your family, achieving an enduring legacy where endowment earnings benefit the needs of seniors in perpetuity. This strategy also provides opportunity for entire families to establish an ongoing culture of giving.
To set up a meeting with CAA to discuss planned giving options, please contact Ray Fellows at email@example.com.